How God managed my finances

If there’s one amazing thing that happened to me last year, it has something to do with finances. I don’t know how I did it, but I can shout that God really works in ways you can never imagine.

In 2014, I was finally able to start saving. And only to Him I can attribute how I did it. My savings is not that big, but I think what is more important here is the discipline of setting aside a large portion of your money for future expenses, before you spend the salary you have earned.

Why did I say that it was because of Him that I was able to save?

I work in a call center, not as an agent but part of the management. I don’t manage people but I manage the process that guides the agents. Being part of the management means you do not have overtime pay. Also, due to my tenureship in the company and the yearly increase, my current salary does not differ much with that of an agent. Suffice it to say, agents’ salary is bigger than mine.

I also own a car, which, although only used on weekends and special occassions, need to be maintained.

My parents also need assistance so I regulary give my mother a portion of my earnings. Plus I pay for our home’s phone and Internet, and my personal mobile phone. I also have to do grocery from time to time.

My extra-curricular jobs last year was not that plenty due to my busy schedule.


Plus the fact that I have a wonderful girlfriend (above).

In short, all the conditions that would not allow me to save any money are there.

Backtrack in 2012 and 2013, I was in debt. Credit card bills were unpaid. I don’t give back to my parents. Since I was single that time, I was able to do some photography projects for our municipality. And back then, I was an agent, which, again, earns higher compared to my current position.

So how come that back when I was earning high, I wasn’t able to save and was in debt and now that I am earning just enough, I was able to pay all my dues and was able to save?

The Bible tells us “Keep this Book of the Law always on your lips; meditate on it day and night, so that you may be careful to do everything written in it. Then you will be prosperous and successful.” (Joshua 1:8)

I can only attribute it to God. Starting last year, I have been faithful in attending CCF (Christ Commission Fellowship) and delivering my tithes. He gave me preachers who was able to speak His words, His teachings, and inspired others to live a Christ-like image.

God may not have given me the most high paying job nor the luck to win the lottery. But he gave me the discipline to pay myself first and plan for the future.

Whenever I have the chance, I watched “On the Money” on ANC. It gives tips on how to manage and invest your money, and the guests always have one thing to say – save. The host Edric Mendoza, happens to be the son-in-law of CCF’s Senior Pastor Peter Tan-Chi. Probably a coincidence but the reality is God reaches out to us and brings us the right people to change us for the better.

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